David founded Investment & Insurance Planning
Services, LLC in 2005 and has been practicing for over 15
years. During this time, he has developed a niche working with
doctors, dentists and chiropractic small business owners.
Utilizing his skills in retirement, investment, estate and
insurance planning, he can help you solve the financial
complexities of making the most of your medical practice and financial
His focus is in helping clients protect and grow their life
savings, take care of their loved ones and distribute their
wealth in the most tax advantageous manner. As an independent
advisor, he’s able to offer financial services from a wide
variety of highly rated companies. You can rest assured that his
interests are aligned with yours because as a CERTIFIED
FINANCIAL PLANNER™ and Investment Advisory Representative he’s
obliged to deliver services under a fiduciary standard of care.
He understands the competing challenges and opportunities of
running a small business.
We’d welcome you to reach out to us for a free
consult to discuss your thoughts in more detail. One or more of
the following planning strategies may help you build a more
secure financial future.
Assembling a bunch of financial products without understanding
how they fit into a long term financial strategy is like buying
a bunch of furniture without a house to place it. The plan
should come before the products just like the horse before the
cart. Many doctors don't know exactly when they'll retire but
having a contingency plan in place allows one to move forward
with confidence should they wake up one day and realize it's
time to make a transition.
Small Business Retirement Plans
Retirement Plan design is one of the best tax saving strategies
for doctors offering the potential to
protect and grow your wealth and save a lot of money on taxes.
Already have a 401k plan, SEP, Defined Benefit Plan or SIMPLE-IRA?
We offer a free benchmark
analysis to see if you can improve the investment line-up,
increase savings opportunities for the doctors and reduce plan
Disability Insurance Planning
The ability to earn an income is YOUR most important asset!
Protect it while you can because you can't buy insurance when
the house is on fire. We offer some of the best "own occupation"
definition individual disability and business overhead coverage.
Qualifying physicians can secure up to $25,000 per month of
individual disability insurance. Many
physician associations offer premium discounts of up to 10%.
Insured buy-sell planning, business loan protection and
Some financial products are protected in Florida and other
states from creditors and predators. Asset location planning can
make a difference should you be sued. And that never happens to
doctors! Investments can be allocated in such a way to
potentially minimize taxes as well.
Fee Based Investment Management
Fiduciary investment management bringing institutional class
investment strategies to main street. Our value proposition is to include all of our
investment planning services wrapped into a fee that is about
the same as an actively managed mutual fund.
David J. Blount, CFP®
992 Palmetto St.
Oviedo, FL 32765
Phone (407) 719-0940
Fax: (407) 366-0525
Mutual Funds / ETF
IRAs / 401(k)
Defined Benefit Plans
Disability Income Insurance
Long-Term Care Insurance
Deciding When to Retire
Fee-Based Investment Advisory
Social Security Benefits Analysis
Estate Planning Services -
Provided in conjunction with your licensed legal advisor.